STEP (Safe Thinking Employee Process) is an employee based, turn-key, loss prevention program that positively involves employees in safety and risk reduction in the workplace. It is a pre-packaged program designed to aid companies in implementing a formal risk-reduction program.

The STEP for Safety program creates a partnership between employees and the company, creating awareness that a safe workplace begins with the individual. Implementing STEP in your company is proven to reduce claims frequency.

Fact: 90% of accidents are a result of employees’ unsafe actions (Source: OSHA and the National Safety Board) Fact: Employees are the key to reducing risk, claims, and insurance costs

How does STEP impact employees?
Involves employees in the solution
Builds employee awareness of safety, and risk, in the workplace
Educates employees on potential risks and their prevention
Gains employee commitment
Provides ongoing communication
Recognizes employees for participation and impact


What does STEP do for my company?
Provides significant, positive financial results by involving all your employees directly in the reduction of your workers’ compensation costs
By educating and involving employees, Risk management is no longer viewed solely as the “company’s responsibility”
By involving employees, you expand your loss prevention and control reach
STEP decreases indirect costs such as hiring replacement employees, re-training, and overtime – which can cost up to an additional $50 per $1 of direct costs.
STEP reduces frequency by an average of 34% in participating companies
Involving employees costs little and saves much

What are the components of STEP?
Safety Teams * Team Leaders
Leader Training * Employee Roles and Responsibilities
Program Communication and Implementation * Monthly Safety Topics
Monthly Safety Meetings * Safety Quizzes
Claims-free record keeping * Rewards for quizzes and being claims-free
Website access to tools and information
How do I implement STEP for Safety in my workplace?
  • Communicate the new program to all employees
  • If Possible: Divide employees into teams, select team leaders and train leaders in their role. Team leaders attend a professionally facilitate implementation meeting (2 – 2 ½ hours)
  • Announce STEP for Safety to all employees
  • Obtain employee commitment
  • Monthly safety meetings


  • How much does STEP cost?
    Costs for the STEP for Safety program are based on several factors including number of employees and components selected.
    Contact us today for a proposal.

    What is included in a STEP for Safety program for my business?
    STEP for Safety Program Manual * Team Leader Implementation Guide
    Safety Team Leader training facilitation (on-site) Includes:
    • Professional facilitator
    • Curriculum design and development
    • Implementation guide coordination and production
    • Training aid development and production
    • Purpose: Prepares Team Leaders to take the leadership role.
    • Trains Team Leaders as subject matter experts (SME) on the program
    • Puts all leaders on the same page
    • Obtain buy-in and commitment from Team Leaders
    • Brainstorm for implementation ideas
    • Determine common approach for ongoing activities
    Sample communication memos
    Employee Commitment Cards
    STEP Process video
    • Introduction of program to employees
    • Instructional how-to for employees
    • Employee roles and responsibilities
    • Provide consistent message to all employees
    • Video provides simple, easy to understand overview
    Selection of 12 monthly safety topic handouts tailored to your company’s safety needs
    Safety meeting agendas and meeting scripts
    Monthly safety quiz questions
    Team Meeting documentation log
    Reward ‘scratchers’ (ODDS? chance of winning a prize)
    Award catalogs (on-line and hard copy)
    Award fulfillment
    Customized STEP for Safety web page for your company
    Website access to safety topics and quiz questions
    On-line safety quiz and reward
    On-line reward/prize fulfillment

    STEP is a WIN-WIN-WIN for your company!
    STEP improves the partnership between employees and company STEP Saves medical, direct and indirect costs by reducing injuries Reduced occurrences can lead to reduced insurance premiums STEP recognition and rewards improve employee morale STEP is a turn-key, low maintenance program STEP is designed to be effective for multiple departments and industries

    Testimonials
    "We have just completed our first year with Built on Safety (STEP for Safety's custom program). For the period of April 1, 2002-March 31, 2003 the official totals are 6 recordables, and 7 lost workdays. I went back and checked April 1, 2001-March 31, 2002 the offical totals were 7 recordables and 256 lost workdays."
    "There is a new sense of teamwork, which was lacking before Built on Safety came along."
    --Evangeline Light, Safety Director, BurWill Construction Company

    "This program definately gets results and is now the cornerstone of our safety program."
    "It's easy, fast, fun, and to the point"
    "As a company, for a five-year average, we were looking at a Loss Ratio of 121.6% with a frequency rate of 26.33%. Built on Safety (STEP custom program) was implemented in August 2000. We closed our 2000 policy year with a Loss Ratio of 7.08% and a frequency rate of 9.99%."
    --Richard Waldron, Safety Director, M.L. Garrett Construction Co. Inc.

    "Built on Safety (STEP custom program) has been a great asset to our company. The all-inclusive program is easy to implement and has succeeded in lowering our workers' compensation costs. The program has produced as promised, it has gotten the safety message to our employees in the field."
    "Our claims dropped 39% in fiscal year 2003 which generated a bottom line savings of over $900,000 and an ROI of 3 to 1."
    " I would recommend the Built on Safety (STEP custom program) Program to any company or fund that needs to reduce both accidents on the job and overall workers' compensation costs."
    "There's no question; the program gets results."
    --Cecil Morgan - Secretary-Tresurer, Morgan Contractors, Inc.

    "I strongly endorse the STEP Program. The reduction in the number of claims and dollars spent in the first two years of the progrom has met and exceeded the expectation of a 34% claims reduction."
    "In addition, the almost 6,000 employees of our members now feel they are empowered to take effective steps to encourage safe work behavior for themselves and their co-workers."
    "STEP has proven to be the process needed to effectively impact the most important element in the workers' compensation equation - the employee."
    --Robert Shoulders, Chairman, Board of Trustees, Arkansas Self-Insurance Trust

    Contact

    STEPforSafety
    a division of BISYS Workers' Compensation Services
    906 S. Kirkwood
    St. Louis, MO 63122
    800.965.7457
    STEPforSafety@bisys.com