Step for Safety

	How does STEP^� impact employees?
	Involves employees in the solution Builds employee awareness of safety and risk in the workplace Educates employees on potential risks and their prevention Gains employee commitment Provides ongoing communication Recognizes employees for participation Allows employees the ability to participate in the Safety Process

What does STEP^� do for my company?

Provides significant, positive financial results by involving all your employees directly in the reduction of your workers� compensation costs
Shares the responsibility of educating and implementing safety procedures between the company and the employee
Expands your loss prevention and control reach by involving employees
Decreases indirect costs such as hiring replacement employees, re-training, and overtime � which can cost up to an additional $50 per $1 of direct costs
Reduces frequency by an average of 34% in participating companies
Involves employees, costs little and saves much

What is STEP^�?

An employee driven awareness process that positively motivates and involves them in safety and reduces claims frequency. The process consists of the following elements:

Announcement to All Employees
Employee Commitment
Monthly Safety Quizzes
Results Measurement and Feedback
Recognition and Reward

The components of the STEP^� program are available both on-line and hard copy. Safety topics are even recorded on CD for mobile workers such as drivers and field representatives. For more information on the audio portion of STEP^� go to
STEP^� Information Tools.

	How do I implement STEP^�in my workplace?
	Communicate the new program to all employees Divide employees into teams, if applicable, select team leaders and train leaders in their role. Encourage employee participation and obtain employee commitment to workplace safety Discuss roles and responsiblities Schedule monthly safety meetings Program setup allows for hard copy or online version. Topics, scripts, and materials provided (includes 12-month safety program tailored to your business) Integrate company logo and identify STEP^� system (online/ hard copy) Train system admins, team leaders and employees on STEP^� Turn on/off additional points award for Suggestion Box Setup website access to program info and catalog for rewards Measure and communicate results For a complete explanation on Implementing STEP^� in the workplace, please Click Here.

How do I implement STEP^� in my workplace?

Sequence:

Agenda
Team Members answer a question dealing with previous month�s safety topic
Encourages accountability
Applies positive peer pressure
Correct answer earns a safety �scratcher� card with reward opportunity (claims-free team members only) � immediate redemption or cumulative
Document employees� injury free month
Outline safety topic, applications and Q&A
Topics, scripts, all materials provided
Measure and communicate results
Recognize and reward results

Costs for the STEP^� for Safety program are based on several factors including number of employees and components selected.

	More
	What is included in a STEP^�program?
	Sample communication memos Employee Commitment Cards STEP^�for Safety Program Process video Selection of 12 monthly safety topic handouts tailored to your company�s safety needs Safety meeting agendas and meeting scripts Monthly safety quiz questions Team Meeting documentation log

	Back
	What is included in a STEP^� program?
	Reward �scratchers� (ODDS? chance of winning a prize) Award catalogs (on-line and hard copy) Award fulfillment STEP^� for Safety Web Access Program

	Back
	What is included in a STEP� program?
	*** NOT USED ****

	STEP^� is a solution that works!
	STEP^� improves partnership with your employees STEP^� provides positive financial results by reducing workers� compensation costs STEP^�improves employee morale through recognition and rewards STEP^� low maintenance, turn-key program STEP^� custom designed for your company needs

	STEP^� Testimonials
	"We have just completed our first year with Built on Safety (STEP^� for Safety's custom program). For the period of April 1, 2002-March 31, 2003 the official totals are 6 recordables, and 7 lost workdays. I went back and checked April 1, 2001-March 31, 2002 the offical totals were 7 recordables and 256 lost workdays." "There is a new sense of teamwork, which was lacking before Built on Safety came along." --Evangeline Light, Safety Director, BurWill Construction Company

	STEP^� Testimonials
	"This program definately gets results and is now the cornerstone of our safety program." "It's easy, fast, fun, and to the point" "As a company, for a five-year average, we were looking at a Loss Ratio of 121.6% with a frequency rate of 26.33%. Built on Safety (STEP^� for Safety's custom program) was implemented in August 2000. We closed our 2000 policy year with a Loss Ratio of 7.08% and a frequency rate of 9.99%." --Richard Waldron, Safety Director, M.L. Garrett Construction Co. Inc.

	STEP^� Testimonials
	"Built on Safety (STEP^� for Safety's custom program) has been a great asset to our company. The all-inclusive program is easy to implement and has succeeded in lowering our workers' compensation costs. The program has produced as promised, it has gotten the safety message to our employees in the field." "Our claims dropped 39% in fiscal year 2003 which generated a bottom line savings of over $900,000 and an ROI of 3 to 1." " I would recommend the Built on Safety (STEP^� for Safety's custom program) Program to any company or fund that needs to reduce both accidents on the job and overall workers' compensation costs." "There's no question; the program gets results." --Cecil Morgan - Secretary-Tresurer, Morgan Contractors, Inc.

	STEP^� Testimonials
	"I strongly endorse the STEP^� Program. The reduction in the number of claims and dollars spent in the first two years of the progrom has met and exceeded the expectation of a 34% claims reduction." "In addition, the almost 6,000 employees of our members now feel they are empowered to take effective steps to encourage safe work behavior for themselves and their co-workers." "STEP^� has proven to be the process needed to effectively impact the most important element in the workers' compensation equation - the employee." --Robert Shoulders, Chairman, Board of Trustees, Arkansas Self-Insurance Trust

	Do I need a computer to use STEP^�?
	STEP^� for Safety is designed for both in-house and field employees -- as well as computer and non-computer users. The components of the STEP^� program are available both on-line and via hard copy � safety topics are even recorded on CD for mobile workers such as drivers and field representatives. Click here to listen to a sample safety topic. STEP^� can be wherever your employees are.

STEP^� Information Tools

Audio Samples for STEP^� for Safety Program
Sample 1: Intro to STEP^� for Safety Program
Sample 2: Truck Topic - Lifting and Back Safety
Browse Prize Catalog
Click here
STEP^� for Safety Presentation
Click here
STEP^� for Safety Tri-Fold Brochure
Click here

STEP^� is a division of BISYS Commercial Insurance Services, Inc.

Fact:	90% of accidents are a result of employees' unsafe actions. (Source: OSHA and Nationial Safety Board)

Fact:	Employees are the key to reducing risk,claims, and insurance costs.

About STEP^� for Safety

STEP^� for Safety is a value added service developed by BISYS Commercial Insruance services offered through the BISYS Workers' Compensation program.

BISYS Commercial Insurance is a market leading independent wholesale distributor of commercial property and casualty (P&C) insurance, linking an extensive network of retail brokers and agents to products provided by over 100 leading P&C insurance carriers.

BISYS Commercial Insurance has over 20 years experience writing Workers' Compensation insurance and is committed to helping control and reduce workers' compensation costs.